Freelancing is growing rapidly, with more professionals choosing flexibility over traditional 9-to-5 jobs. However, not all cities provide the same advantages for independent workers. Factors like income potential, cost of living, self-employment tax rates, and access to co-working spaces can make a big difference in a freelancer’s success.
To help you find the best location for freelancing, we ranked the top U.S. cities based on key factors like affordability, professional opportunities, and community support.
Top 10 Cities for Freelancers
1. Miami (Score: 100)
- Why it stands out: Zero self-employment tax, nearly half of its workforce freelances, and 433 co-working spaces.
- Best for: Low-tax living and a thriving freelance community.
2. Las Vegas (Score: 87)
- Why it stands out: High freelance revenue ($50,056) and 0% income tax.
- Best for: Maximizing earnings while keeping taxes low.
3. Nashville (Score: 85)
- Why it stands out: Super-fast internet speeds (3,317 Mbps), no self-employment tax, and affordable living.
- Best for: Freelancers who prioritize affordability and internet speed.
4. San Francisco (Score: 79)
- Why it stands out: Highest average revenue per freelancer ($51,903) and a strong tech industry.
- Best for: High-earning freelancers in tech and innovation.
5. Boston (Score: 79)
- Why it stands out: 20% of its workforce freelances and has 172 co-working spaces.
- Best for: Professionals seeking a well-established freelance network.
6. Los Angeles (Score: 77)
- Why it stands out: Largest freelance workforce (431,614 freelancers) and 805 co-working spaces.
- Best for: Networking opportunities and industry diversity.
7. Austin (Score: 76)
- Why it stands out: 569 co-working spaces and a cost of living at $2,630.
- Best for: Freelancers looking for affordable living and strong resources.
8. Philadelphia (Score: 75)
- Why it stands out: Expanding freelance community, low cost of living, and 153 co-working spaces.
- Best for: Budget-conscious freelancers seeking business opportunities.
9. Houston (Score: 74)
- Why it stands out: No self-employment tax and low living costs ($2,963/month).
- Best for: Freelancers prioritizing financial savings.
10. Denver (Score: 74)
- Why it stands out: Balance of professional opportunities and quality of life.
- Best for: Independent workers who want a mix of work and lifestyle benefits.
Why These Cities Stand Out
Experts agree that freelancers succeed in cities that offer affordability, strong earning potential, and accessible resources. Low taxes and abundant co-working spaces support independent professionals, while diverse industries create consistent job opportunities.
Choosing the Right City for You
There’s no one-size-fits-all answer to the best city for freelancers. If tax savings and affordability are your priority, Miami and Houston are great choices. If high earning potential is your focus, San Francisco and Las Vegas stand out. For networking and industry access, Los Angeles and Austin offer robust freelance communities.
By evaluating factors like income potential, cost of living, and professional resources, freelancers can choose a city that supports both their career and lifestyle goals.
